The Social Security Administration (SSA) is preparing to issue monthly SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance) payments in 2024, and eligible recipients can expect a monthly increase of up to $185. This adjustment is part of the annual changes made to support beneficiaries, accounting for inflation and cost-of-living adjustments (COLA). Here’s everything you need to know about the $185 monthly checks, eligibility criteria, payment schedules, and how to track your payment status.
Understanding the $185 Monthly SSI & SSDI Checks
The $185 monthly increase applies primarily to SSI and SSDI beneficiaries impacted by the 2024 COLA adjustment. COLA increases are designed to help recipients keep pace with inflation, ensuring that their benefits maintain their purchasing power despite rising living costs.
For 2024, the COLA rate has been set at 3.2%, impacting the monthly payments of millions of Social Security recipients, including those receiving SSI and SSDI benefits.
Eligibility for the $185 Monthly SSI and SSDI Checks
To qualify for the increased monthly payments, you must meet the following eligibility requirements:
- SSI Eligibility:
- Must have limited income and resources.
- Be aged 65 or older, blind, or have a qualifying disability.
- U.S. citizenship or residency requirements must be met.
- SSDI Eligibility:
- Must have a disability that prevents you from working for at least one year or is terminal.
- Have sufficient work credits from your employment history under Social Security.
- Be under full retirement age (if above this age, SSDI transitions to regular Social Security retirement benefits).
The $185 monthly increase applies only to those who are already receiving or are newly approved for benefits in 2024. The exact amount will vary depending on your current benefit level and individual circumstances.
Payment Schedule for SSI & SSDI in 2024
The payment schedule for SSI and SSDI recipients in 2024 will follow the SSA’s standard timetable:
- SSI Payments: Distributed on the first of every month. If the 1st falls on a weekend or holiday, payments are sent on the last business day of the prior month.
- SSDI Payments: Typically issued based on the recipient’s birth date:
- Birth dates from the 1st to 10th: Payments on the second Wednesday of the month.
- Birth dates from the 11th to 20th: Payments on the third Wednesday of the month.
- Birth dates from the 21st to 31st: Payments on the fourth Wednesday of the month.
Direct deposits are generally faster, and recipients can expect funds in their accounts on the scheduled date. Paper checks may take a few extra days to arrive.
How to Check Payment Status
Tracking your payment status is simple, thanks to several tools provided by the SSA:
- mySocialSecurity Account:
- Log in to your mySocialSecurity account to view your payment history, future payment dates, and any updates regarding your benefits.
- If you don’t have an account, you can create one on the official SSA website.
- Direct Deposit Notifications:
- Set up direct deposit for your payments to receive immediate notifications when funds are transferred to your account.
- Contact SSA Customer Service:
- Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) for assistance in checking your payment status.
- Bank Statement or Mobile Banking App:
- Verify payments directly through your bank’s mobile app or account statements.
Maximizing the Benefits of Your SSI and SSDI Payments
With the additional $185, recipients are encouraged to budget effectively and plan for any essential expenses such as healthcare, utilities, and groceries. Beneficiaries should also explore other assistance programs they may qualify for, such as SNAP benefits, Medicaid, or housing subsidies, to supplement their Social Security payments.
1. Who qualifies for the $185 increase in monthly SSI and SSDI payments?
Individuals already receiving SSI or SSDI benefits in 2024, or those newly approved during the year, qualify for the increase based on the 3.2% COLA adjustment.
2. When will the $185 increase take effect?
The increase is applied starting from January 2024 and will reflect in your first monthly payment of the year.
3. Can I receive both SSI and SSDI payments?
Yes, some individuals qualify for both programs. However, the total amount received may be adjusted based on combined benefit limits.
4. How can I check the exact amount of my adjusted payments?
Log in to your mySocialSecurity account or contact the SSA directly to view your updated payment details.
5. What should I do if I don’t receive my payment on time?
If your payment is delayed, contact the SSA immediately. Issues may arise from incorrect banking details, address changes, or processing delays.
